Health Insurance – are you covered for a pre-existing condition?

Health Insurance – are you covered for a pre-existing condition?

If you are looking for a health and dental plan for yourself and/or your family there are numerous insurance companies in Canada that offer it, but you should read the fine print before you apply. Most plans offered are medically underwritten and although you may...
Do you need health and dental insurance in retirement?

Do you need health and dental insurance in retirement?

If you’re approaching retirement, an important question you may want to ask your employer is “Will I have health and dental benefits when I retire?”. While some retirees may be fortunate enough to have healthcare benefits continue into retirement, most won’t....
Disability insurance for the self employed

Disability insurance for the self employed

If you were to walk down the street and ask ten people what their most-valuable financial asset is, there is a good chance that all ten would point to assets such as a house, cottage, or investment portfolio. However, if you think about it, your most valuable...
Health and Dental Insurance Explained

Health and Dental Insurance Explained

Think of health insurance as something that is there to help protect your health and your budget. It covers expenses you incur from dental care as well as illness and accident costs that are not covered by your provincial or territorial health insurance. In a...

Insured Retirement Plans (IRP)

One of the most utilized tools in funding an estate plan is term or permanent life insurance. The IRP is a financial planning strategy that uses life insurance to build your wealth for retirement with the following benefits: A solution to current and...