To raise or not to raise

One may not think this to be a deep and philosophical question, but it is one that burrows deep in the minds of many employers.  Small business owners want to offer benefits, but it is often overlooked in favour of raises with the assumption that it makes...

Mortgages for the self employed

Over 15% of Canadians are self-employed; many of whom are homeowners or would-be homeowners in need of mortgage financing. There are many advantages to being in business for yourself including the expenses you claim or write-off. While this may be a great tax-saving...

Digital afterlife, the ghosts of cyberspace

Your spouse, significant other, child, or someone you love, or even business partner passes away suddenly, the last thing we think of is what will happen to their digital assets, which are more than just Facebook or an Apple iCloud account. The issue is that many of...