Case Studies
Telling you what we do is easy. Showing you is unforgettable.
Every business challenge tells a story. Through our case studies and strategies, we show you how we’ve helped clients overcome obstacles, unlock opportunities, and achieve results that last. See what’s possible when the right plan meets the right approach.
The Different Types Of Life Insurance For Small Business Owners
Life is good… your business is up and running and the future is looking bright! And then the tragic and unexpected happens - your business partner suddenly passes away. You have not only lost your dear friend, colleague, collaborator, right-hand person, your “I could...
Funding Business Buy-Sell Agreements with Insurance
In order to ensure the orderly succession of a business, it is wise for business owners (whether they are incorporated or not) to enter into a buy-sell agreement. The buy-sell agreement creates the conditions for purchase due to an unexpected event to one or more of...
What should I look for in a disability policy?
There are many features of a disability insurance policy and they are all important. However, not every disability policy is the same and not every policy has the same features. Whether you are looking for disability insurance for a small...
Protecting your Child’s Money with In-trust Accounts
Parents and other relatives frequently use in-trust accounts to save money for a child that will be given to them when they reach the age of majority. These trusts are a convenient way for parents and grandparents to set aside funds for minor children, allowing...
Disability insurance for the small business owners
Did you know that there is a one-in-three chance of being disabled for a period of at least 90 days before age 65[1]? That's eight times the risk of premature death. The statistics also include disability leave as a result of mental health issues: As a business owner,...
War in Ukraine: How markets respond to acts of war
After several weeks of escalating tensions, on February 21, 2022 Russia announced that it would recognize two pro-Moscow areas of Ukraine – Donetsk and Lukansk – as independent states [1]. Russia then quickly moved troops into these two areas. Investors,...
The capital dividend account: a hidden value for businesses
Every private Canadian business has a tax account that is particularly valued by shareholders: the capital dividend account (CDA). What is so important about the CDA? When its balance is positive, it offers an exceptional tax advantage: to be able to withdraw a...
Why your business should have an advisory board
Often, business owners trust their instincts when making business decisions and sometimes they are right, other times, it lies with a vengeance. Imagine having a circle of trusted professionals you can call on when you have a question or need advice for your...
Succession planning and the IPP
Canada’s economic prosperity has been built by the ingenuity of its entrepreneurs and their families, who create and grow their business and employ millions of Canadians. Whether it be a corner store, restaurant, a potato farm, or a brewery; the family business...
To raise or not to raise
One may not think this to be a deep and philosophical question, but it is one that burrows deep in the minds of many employers. Small business owners want to offer benefits, but it is often overlooked in favour of raises with the assumption that it makes...
